> For the complete documentation index, see [llms.txt](https://learn.bluefin.io/bluefin/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://learn.bluefin.io/bluefin/lending-on-bluefin/introduction.md).

# Introduction

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Bluefin is now one step closer to becoming the All-In-One DeFi powerhouse on Sui by introducing a **Lending and Borrowing** feature, in collaboration with **AlphaFi**!

By going to[ https://trade.bluefin.io/lend](https://trade.bluefin.io/lend) users can access a decentralized platform to earn interest on their supplied digital assets, and access liquidity through secure, collateral-backed borrowing. Built to prioritize efficiency, composability, and trustless interaction, the protocol offers a streamlined DeFi experience for both developers and users.

The protocol is characterized by the following components:

* **Lending and Borrowing Tokens:** Users can earn passive income by supplying supported assets or access liquidity by borrowing against their holdings.
* **Overcollateralized Loans:** All loans require collateral that exceeds the borrowed amount, ensuring platform stability even during market turbulence.
* **Adaptive Interest Rates:** Yields are dynamically adjusted based on asset demand and supply, creating a balanced and responsive financial environment.
* **Automated Liquidation:** To protect the overall health of the system, positions with insufficient collateral are automatically liquidated.